My mortgage is up for renewal! What should I do? 

Don’t just sign the renewal letter the bank sends you, reach out to me to help make sure you are getting the very best rate and option for your new mortgage. Renewal letters usually offer rates significantly higher than available market rates! With thousands of your hard-earned dollars on the line, you owe it to yourself to make a quick call to know your options.

Are there costs involved with a mortgage renewal?

In many cases, lenders have programs to cover some or all costs associated with moving your mortgage at renewal time. 

When should I start the process? 

Four months prior to your renewal date is the ideal time. That will give us 4 months to secure and watch what rates are doing up until your renewal date.